Question: Can you get a student discount on dental insurance? I am a full time student.  I need something cheap.  Maybe a plan that  offer a student discount on the cost would be great.  I do not want to spend a lot for dental insurance since I only go to the dentist twice a year.

Reply: There are many low cost dental HMO insurance plan options running around $8.00 – $20.00 a month for an individual. They do not provide additional discount for student but are priced low enough that hopefully you can find it affordable.  Most HMO dental insurance plan also offer preventive care such as your twice a year cleanings, X-rays and checkup for little to no cost. This is also well within a lower cost budget since you stated that is mostly all you do.